Dear Fellow Investor, Imagine what it must have been like to be among the first people to discover gold in 1840s California... or diamonds in 1860s South Africa... or oil in 1930s Texas... ... now you've got some idea of what it feels like to be a stockholder in a certain company in India right now. But unlike gold, diamonds and oil, the source of this company's vast and growing profits isn't finite or "non-renewable." Nor is it difficult to find or extract. In fact, this resource is not only plentiful and easy to obtain -- it's constantly and rapidly expanding! What is this mysterious resource? People. 1.2 billion of them. Including a newly prosperous, fast-growing middle class that currently numbers more than 300 million -- and is expected to pass 400 million during the next decade. And what do 300-plus million newly prosperous people want to buy with their money? Well, homes, to start with. And cars. And consumer electronics like cell phones, computers and TVs. The same things, in short, we Americans buy with our money. And how would they like to buy it? Again, the same way we do -- with mortgages, consumer loans, and credit cards. And now, one bank has emerged as the 800 pound gorilla of the Indian banking industry -- and the hottest stock in India's booming economy. Consider these recent numbers:  | Net profits rose 30% compared with the same period a year ago. Deposits were up a whopping 57%. | | Loans shot up 45%, quarter over quarter, with high margin consumer lending already accounting for two-thirds of its outstanding loans. | | Net interest income -- the difference between interest earned on loans and interest paid on deposits -- rose an astonishing 47%! |
But here's the kicker: this bank is just getting started. Because unlike even the biggest and best-managed banks in the developed world, this Indian bank has an almost unlimited upside potential. Here are just a few of the powerful factors that will keep this stock soaring upward for years to come... First, while U.S. investors fret about the collapse of the housing boom, India's prospects couldn't be stronger. In fact, housing in India is expected to grow by an estimated 250 million units over the next decade. That's more than twice the number of housing units in the entire United States today! Financing such breakneck expansion is little short of a license to print money -- and this company is at the front and center of the action. Second, this bank has the financial deck stacked in its favor. The fees it can charge to consumers on mortgages, consumer loans and credit cards often far exceed what other banks charge in more competitive, developed markets. As a result, profits are expected to leap ahead 35% per year as far as the financial eye can see. As one of the bank's top executives recently remarked (with classic understatement): "We've never had it so good." Finally, the Indian stock market also has the wind at its back, in the form of foreign institutional investment -- propelling this stock even higher. How to get in early on this instant profit-maker My name is Nicholas Vardy. Before I show you how to invest right now in the Indian bank I've been talking about, you probably want to know why my recommendations deserve not only your trust but your close attention. Well, allow me to introduce myself... I am an American, born and educated at Stanford and Harvard in the U.S. and over the years developed an extensive range of contacts in the heart of London's exclusive international investment and hedge fund community. There is no better place in the world to keep your finger on the pulse of what's happening in global markets. I've been making money for investors in global markets since 1994. As a mutual fund manager for London's biggest independent investment management company, my team and I managed well over a billion dollars of international assets for clients across the globe. I later managed a top performing hedge fund focusing on global markets. I've been through the ups (the booms) -- and downs (the busts) -- of global markets and have the experience to profit from them. Today, I limit myself to giving advice to a much smaller and more select group of investors -- the subscribers of my investment services. I also host the London Junto -- a monthly meeting of some of the leading investors in the world, giving me access to some of the top investment ideas anywhere. I realize that many investors are unhappy with the 8%-10% returns they are making in the U.S. market. At the same time, I also see global investors in the know regularly bagging double- and triple-digit gains from their investments in fast-growth global markets. That's why I launched Vardy's Global Stock Investor. It allows me to bring you the same kind of global investing advice I give to the world's most elite investors, but at a miniscule fraction of the price. I'll show you how to profit from the best investment opportunities, no matter where they are on the planet. And I know that high-profit global opportunities can make you twice -- even three times the returns that you are getting from U.S stocks. Global megatrends like the rise of China and India represent extraordinary opportunities for U.S. investors. Even Warren Buffett is now shifting his assets to markets like China and Israel. In today's fast paced world, investing has become a global game. There is always a bull market somewhere around the globe. My job is to help you profit from them. Now, I'm guessing that investing globally might be a bit of a departure for you -- it is for most people. But let me tell you why, if you do make this trip, you'll be traveling in some very good company... Why Warren Buffett has gone global...
and why you should too Just this past June, master investor Warren Buffett stunned the investment world by announcing Berkshire Hathaway's first-ever acquisition of a foreign company, the Israeli metalworking company, Iscar. Is this just an isolated move for Buffett? Not likely. In fact, Buffett himself hinted when he announced the acquisition that it marks a major shift in his investment strategy to global markets. "You will probably look back on this in five or 10 years as a very significant event in Berkshire history," he said. Then there's David Swensen... David who? Well, Swensen is the manager of Yale University's $15 billion endowment -- and known as the "Babe Ruth" of the endowment investment world. And no wonder. Over the past twenty years, the Yale endowment has scored investment returns of 16% a year. During the past 10 years, Yale's performance has been even higher, clocking in at 17.4%. Swensen's secret? Simply to diversify away from holdings in U.S. stocks and bonds. When Swensen took over Yale's endowment in 1985, more than 80% of its holdings were in domestic stocks and bonds, while about 20% were invested globally. Today, that ratio is almost exactly reversed -- with roughly 80% of Yale's endowment invested globally, and less than 20% in domestic stocks and bonds. In contrast, a typical U.S. pension fund has maybe 5% in foreign stocks. As a result, in 2005 most U.S. pension funds were lucky to eke out a 5% gain. Meanwhile, that same year Swensen earned the Yale endowment a cool 22.3%. So, what made the "Babe Ruth" of endowment investing invest most of Yale's $15.2 billion endowment in foreign stocks? And what made master investor Warren Buffett turn his keen investing sights to companies in China and Israel? And what made Fidelity Magellan dump U.S. stocks the likes of Exxon, Johnson & Johnson, Citigroup, and Pfizer from its top 10 -- to invest in global stocks that few Americans have ever even heard of? It's the same answer Willie Sutton gave when asked why he robbed banks... "That's where the money is!" Global stocks vs. U.S. stocks: The numbers, please... Investors in U.S. stocks did pretty well for themselves in 2006, didn't they? Well, guess what? Investors in global stocks did a whole lot better. And when I say global, I don't just mean China. While U.S. investors celebrated the S&P 500 gaining 13.6% in 2006, it ranked only 56th place out 81 top global markets. Investors in European and emerging markets made at least twice these returns! European markets recorded their fourth consecutive year of double-digit gains in 2006. The MSCI Emerging Markets Index was up 26.7% -- though, as always, a handful of markets outperformed the index by a country mile. Just look at the stunning track record of foreign markets last year -- Now, I'm not bashing the U.S. -- far from it. I still believe there are many select opportunities to make money in America -- and I'll tell you all about those, too, in my newsletter. But don't chain yourself to one country. Just like Warren Buffett, you must add global stocks to your portfolio if you want any part of the huge profit potential available abroad. And the recently announced merger of the New York Stock Exchange and Euronext signals that the age of quick-and-easy global investing has arrived for good. The global outlook for 2007? BULLISH Foreign markets will continue to outperform the U.S. in 2007. For one thing, international stocks are about 20% less expensive than U.S. shares, measured by prices relative to company cash flow. Also, growth in Europe has picked up and Japan's economic recovery means earnings growth of between 10% and 12%. And the much heralded weakness for the greenback is bullish for U.S. investors who invest in foreign stocks. The bottom line? The U.S. stock market is far from the best money-making game in town. Nor are its prospects particularly bright for the next ten years or so. Master investors Warren Buffett and Sir John Templeton both expect a return of just 5% to 6% on U.S. stocks, 4% on bonds and 3% on cash over the next decade. So, what exactly is driving the boom in global stocks? Peter Lynch resigned as Fidelity Magellan's manager in 1990. In the original version of his investment classic One Up On Wall Street, published in 1989, here's what Lynch has to say about global stocks, and in particular about Volvo, one of his (very few) foreign holdings: "European companies are not well analyzed, and in many cases they are not analyzed at all. I discovered this on a fact-finding trip to Sweden, where Volvo and several other giants of the Swedish industry were covered by one person who didn't even have a computer..." No wonder that, as recently as the early 1990s, fewer than 2% of U.S. assets were invested abroad! What has changed in barely over a decade? First, the number of companies listed on global stock exchanges has skyrocketed. Free market reforms unleashed in the 1980s and ‘90s have gradually altered the world's financial landscape. As a result, thousands of companies around the world -- from Bangkok to Budapest -- have been privatized and listed on stock exchanges. Second, and just as crucial... Today, buying foreign stocks is as easy as buying GE
(but much more profitable) A mere fifteen years ago it was all but impossible for the everyday investor to invest abroad. Today, you can own stock in close to 500 global companies listed on U.S. stock exchanges within minutes. You see, many of the biggest stocks in these markets now trade as American Depository Receipts (ADRs). These are securities that trade on U.S. exchanges and represent ownership in shares of foreign companies. ADRs are quoted in U.S. dollars and pay dividends in U.S. dollars. You can buy and sell ADRs just like you can buy and sell Microsoft or GM. And in most cases, you pay a maximum 15% tax rate on the dividends of the companies -- far less than what you'd pay than if you owned them directly. Some of the largest, most well-known companies in the world trade as ADRs, such as Nokia (NYSE: NOK) and Ericsson (Nasdaq: ERIC). And foreign technology companies -- from Israel or India -- often list directly on NASDAQ. Not only that, almost all of the hot global markets mentioned above have an Exchange Traded Fund (ETF). In short, what all this means is that you as a U.S. investor can now trade in global markets as easily as you can buy (or sell) your stock in Exxon or GE. And the opportunities available today pale in comparison to an even brighter future. I predict that in 10 years, you will be able trade all U.S. and European -- and perhaps Asian -- stocks on a single global platform. But you don't need to wait for the arrival of a single global stock exchange to profit from the world's red-hot bull markets and best-performing stocks. By subscribing to Vardy's Global Stock Investor, you can get my recommendations from among hundreds of global stocks listed in the U.S. that you can already buy and profit from as easily as IBM or Home Depot. You'll also get a unique insight into the world events that are affecting your finances. And if you subscribe today, you'll also get this limited-time offer... FREE Special Report:
"The Hottest Stock in India's Booming Economy" Investors looking for opportunities abroad tend to train their sights on China -- where indeed, many opportunities abound. But, as you'll discover in Vardy's Global Stock Investor, there are even more and better buying opportunities in other countries -- one of which is India. Indeed, with the Indian economy expanding at 8% annually -- and earnings at Indian blue chips growing at an average of 30% -- it's no wonder that India's stock market is shattering records year after year. And the Indian bank I told you about at the beginning of this letter offers the single best way to profit from the explosive growth in India's booming financial sector. This Indian bank is already benefiting tremendously from the explosion in consumer finance, fueled by robust demand for home and car loans from a prospering middle class population in India. And, with a 40% market share (and growing), plus 614 branches and 2,200 ATMs across India, this bank is already doing an impressive job of bringing modern retail banking to India: This Indian bank is also turning into a true global bank. It already operates in 14 countries through branches, representative offices and subsidiaries. Indeed, you now see it featured as the mortgage lender of choice in personal finance pages in London newspapers. Closer to India, it has already opened offices in Kuala Lumpur (Malaysia), Jakarta (Indonesia) and Bangkok (Thailand). No wonder its international loan portfolio grew 56% over the past year. One Indian hedge fund manager is so bullish on this bank stock that he put all of his fund's money into it for the next three years and then retired to a beach! Act now while this Indian bank
stock is still incredibly undervalued With most global investors going gaga over Chinese banks, this Indian bank is looking like a better value every day. Consider this: The largest Chinese bank, ICBC, has a market capitalization of around $250 billion. But this Indian bank's own market cap is currently only about $20 billion. Which, in comparison to its Chinese competitor, makes this Indian bank the investing equivalent of buried treasure. And unlike its Chinese counterparts, this Indian bank has a diverse portfolio of high-quality, high-margin mortgage, consumer and auto loans. And it is busy adding new financial products such as life and general insurance to sell to its fast-growing customer base. But here's the clincher... ... this Indian bank trades at a P/E ratio of just over 22, while China's ICBC trades at a P/E of about 60! You know as well as I do that when a stock sells at less than a third the P/E of its global competitors, that's an incredible buying opportunity. But you also know that, in cases like these, time is of the essence. Eventually, other investors will jump on the bandwagon -- and when they do, you want to have been there from the first, so you can cash in for enormous profits. In short, the time to jump on this stock is now. And today I'm offering you all the information you need to do just that -- in my new Special Report, The Hottest Stock in India's Booming Economy. It's absolutely FREE when you subscribe to my Vardy's Global Stock Investor service. This Special Report details everything you need to know to take advantage of this timely opportunity -- including how to buy this stock through your existing broker, or through online services like E*Trade or TD Ameritrade. Plus, as a subscriber to my service, you'll receive regular updates on the status of this special investment. And when the time comes to lock in our profits, I'll fire off an e-mail alert to you immediately. But that's just the beginning of the benefits you'll receive as a new subscriber to Vardy's Global Stock Investor... Here's what you get... As a new subscriber to Vardy's Global Stock Investor, you'll receive all 12 monthly issues of Vardy's Global Stock Investor delivered first-class to your mailbox and instantly to your e-mail inbox in an easily readable/printable PDF. No one will receive it sooner than you. Each monthly issue of Vardy's Global Stock Investor brings you... But that's just the beginning... In addition to the print and e-mail versions of Vardy's Global Stock Investor, your subscription includes these extra benefits... | A free weekly e-mail Hotline so you're always kept abreast of the new developments with each of my recommendations | | Free 24-hour access to the subscribers-only section of my Vardy's Global Stock Investor website, where you'll always have instant access to my complete online library of global stock research -- including my current advice, and archives of past issues |
PLUS, this extra bonus when you subscribe today You may be wondering, if investing globally makes such great financial sense, why isn't everyone doing it? Frankly, they're a little nervous about it. They think of global markets as too difficult to follow or understand -- and global stock trading as too hard to execute. They're wrong on both counts. Because while all that may have been true 15 years ago -- it sure isn't anymore. Which is why smart investors are getting on board with global stocks in huge and fast-growing numbers. And just to make you completely comfortable with the idea of global investing, I'm going to send you this extra bonus -- a FREE copy of my handbook, Vardy's Quick-Start Guide to Global Investing: Everything You Need to Know to Start Buying Foreign Stocks TODAY. This handy guide -- FREE with your subscription -- will not only show you how to execute global stock trades quickly and easily, but will also get you "up to speed" on the markets in every major country and region of the world in no time. Plus, you'll learn all about the different investment vehicles -- such as ETFs and ADRs -- that make global investing safe and easy nowadays. Limited-Time Charter Subscriber Discount -- Save 60% With all these benefits, however, you may be thinking a subscription to my Vardy's Global Stock Investor service -- along with my special report The Hottest Stock in India's Booming Economy -- is prohibitively expensive. After all, this Indian bank stock alone should be worth many thousands of dollars to you. But for a limited time, you can try this exciting new source of money-making advice at the Charter Subscriber rate of just $99.95 -- an instant 60% savings off the regular rate of $249. (And a tiny fraction of what I charge my private clients to manage their global investments.) So you get everything I've mentioned in this letter -- 12 monthly issues of my Vardy's Global Stock Investor newsletter... free 24-hour web access to my subscribers-only website... 52 weekly e-mail Hotline updates -- all for just $99.95. That's a $149 savings off the regular price.
Think about it: that's around 27 cents a day to instantly get the best global investment advice available anywhere.
And remember, for the same price you also get two FREE bonuses:  | BONUS #1: The Hottest Stock in India's Booming Economy -- everything you need to know about the Indian bank whose profits are forging ahead 35% per year as far as the eye can see. | | BONUS #2: Vardy's Quick-Start Guide to Global Investing -- which not only tells you how to invest globally, but gets you quickly "up to speed" on the world's hottest stock markets. |
And you're fully protected by my publisher's risk-free guarantee of satisfaction... All your money back if it's not everything you expect If you decide to cancel within the first 3 months, you'll receive a 100% refund -- every penny you paid. If you cancel after that, you'll receive a full refund for the balance of your subscription. And even if you decide to cancel and claim your refund, all the issues and bonus Special Reports remain yours to keep -- just for giving Vardy's Global Stock Investor a try. I think you'll agree: that's as fair as it gets. But here's an even better deal... Take two years of Vardy's Global Stock Investor for just $189. That's 24 monthly issues plus 104 weekly e-mail Hotline updates. You'll receive both of the above two bonuses, PLUS five more bonuses -- | BONUS #3: A Mammoth Bargain Play in Latin America -- this cell phone Goliath has close to 110 million subscribers, and its wireless network reaches about two-thirds of Latin America's population. Despite its current size, it's still all about fast growth. It's also a great bargain! In this report, find out why this stock will soon generate big profits for smart investors -- particularly during the next quarters. | | BONUS #4: Bank on Brazil's Breakout Year -- this Brazilian bank is making all the right moves. Now it's one of my favorite emerging-market banking opportunities. Plus, its fundamentals are strong and improving all the time. It's also the least expensive stock among all its Brazilian rivals. In this report I'll not only tell you the name of this incredible bargain -- I'll also explain why Brazil is the most overlooked, under-appreciated and cheapest of the BRIC (Brazil, Russia, India, China) countries. | | BONUS #5: Pile up Profits from Global Outsourcing... New Jersey Style -- in this report, discover why my favorite way to play the outsourcing megatrend is through a company based in New Jersey! This company has built one of the world's most successful IT businesses on outsourcing support to India and other outsourcing hubs. One thing I love about it is that its revenues from operations are growing at a blistering pace. Find out here why the time is right to get into this explosive global bull market play. | | BONUS #6: New Swedish Model: Profit from the Sexiest Growth Story in Europe -- a political revolution happened in Sweden in the fall of 2006 when the architects of the much lauded "Swedish model" were voted out of office. The question for individual investors now becomes: How do you best place your bet on the new Swedish model? My answer is by buying a certain investment that I reveal in this free report. You'll be buying into today's best, fastest-growing Swedish companies. There is simply no better way to get all of these companies in one easy-to-buy, low-cost, U.S.-traded equity. | | BONUS #7: The China Stock of the Decade -- with the 2008 Olympic Games putting China firmly on the global tourism map, a mostly unknown company offers U.S. investors the best way to profit. Why? Because this will be the one company the hundreds of thousands of tourists invading China will turn to when they need somewhere to sleep! The company is expected to grow at a triple-digit pace for at least the next two to three years! Find out its name in this free report. |
Don't wait. Take advantage now of this limited-time opportunity to seize profits in the world's best red-hot bull markets and best-performing global stocks. And remember, the sooner you subscribe, the earlier you can get in on all the great global stock tips coming your way in Vardy's Global Stock Investor, including The Hottest Stock in India's Booming Economy. It's no surprise Warren Buffett -- as well as many other smart investors -- changed their investment philosophy and now have gone global. Join me and follow in their footsteps to unbelievable profits! Sincerely,
Nicholas A. Vardy
Editor, Vardy's Global Stock Investor
P.S. With the comparatively meager returns of U.S. stock markets in recent years -- and with similar prospects forecasted for the decade ahead -- your biggest mistake would be to NOT invest in global markets. Start riding the world's best "global bulls" by subscribing to Vardy's Global Stock Investor today. P.P.S. Your satisfaction is 100% guaranteed, of course. If Vardy's Global Stock Investor isn't everything you expected, let me know within 90 days and you'll receive your money back. Every penny. (Pro-rated thereafter.) | 
